Share, CD & IRA Rates


Share Rates

Type APR* APY**
Shares & IRA Shares 2.00% 2.015%
Checking 0.25% 0.250%
Christmas Club 1.50% 1.508%

APR* = Annual Percentage Rate
APY** = Annual Percentage Yield
All Rates Are Subject To Change.


CD & IRA Rates

Term APR* APY*
6 Month 3.00% 3.034%
12 Month 3.25% 3.290%
24 Month 3.50% 3.546%
36 Month 3.75% 3.803%
48 Month 4.00% 4.060%
12 Month Youth CD (Special - $250 minimum) (IRA does not apply) 3.25% 3.290%

CD's require a $500 minimum investment
APR = Annual Percentage Rate
APY = Annual Percentage Yield
UPDATED: 03/24/2026